L3 - Credit Manager - Pune - BACL

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Date: 13 Jun 2025

Location: Pune RO (BACL), Maharashtra, India, Pune RO (B

Company: bajajauto


DESCRIPTION

 

  • Level: L3
  • Department: Credit
  • Designation: Manager
  • Responsible for: Credit Portfolio
  • Location: Akurdi HO
  • Experience: Minimum 5 years of experience, preferably in Financial Services/Banking/NBFC
  • Preferred age limit: Below 30
  • Qualification: Any Graduate/ M.B.A.
  • Reporting to: DGM
  • Nature of Role: Individual Performer

 

 

SKILL SET REQUIRED

 

  • Proficiency in Excel and database tools like SQL/R / Python.
  • Knowledge of Finance industry preferably in portfolio management
  • Analytical & presentation skills
  • Excellent communication skills
  • Time management

 

 

 

                                                       BAJAJ AUTO CREDIT LTD.

 

ROLE PROFILE/JOB RESPONSIBILITIES

 

  • Portfolio analysis & monitoring with lead and lagged indicators.
  • 360-degree view of portfolio covering all possible aspects.
  • Credit Loss estimates based on Markov Chain model
  • Loss Budget Vs Actual comparison analysis.
  • ECL working and projection.
  • Support any Adhoc deep dive data analysis on portfolio matrices
  • Track and improve key performance indicators, losses and portfolio quality. Provide deep dive analysis on portfolio metrices.
  • Create and maintain SQL database of portfolio.
  • Preparing presentations for various reviews.
  • Publish Portfolio trigger data - On special programs /schemes
  • New reports for better understanding and insight of portfolio health.

 
 

 

Key Performance Areas

 

 

  • Be updated on new database management techniques.
  • Write efficient SQL, Power BI and Python queries
  • Reviewing and analyzing credit portfolios.
  • Preparation of various presentations for different reviews.
  • RC data management and publishing the pending ones on weekly basis.